Auckland chartered accountants · CA ANZ & CPA Australia
Next standard build slot: today. Send your
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Chartered Accountant, CA ANZ
CPA Australia
New Zealand & Australia
Fixed fee, always
On a tight deadline?
Loan condition due Friday? Adviser needs the plan this week? Tell us the date first — we'll say yes or no on the call, not after you've paid.
Cashflow forecasts, budgets and business plans for New Zealand and Australian businesses.
Budget & Forecast
For the year ahead — a number to plan against and report to.
$1,250
+GST
Ready in 3 working days
✓
12-month cashflow and P&L, month by month
✓
GST and provisional tax mapped to your actual dates
✓
One scenario, every assumption written down
✓
A full PDF report, formatted and ready to send
✓
Two rounds of changes included
+
Add a written business plan for $795 +GST
Lending Pack
For a loan, a refinance, or any lender asking for forward figures.
$2,450
+GST
Most common
Ready in 4 working days
✓
24-month cashflow, P&L and balance sheet, fully linked
✓
Three scenarios — base, upside and stress
✓
Serviceability summary in the shape lenders expect
✓
Compilation report signed by a Chartered Accountant
✓
White-label version for brokers, no charge
+
Add a written business plan for $795 +GST
Immigration Pack
For Entrepreneur Work Visa, Active Investor and INZ employer questions.
$2,650
+GST
Ready in 2–4 working days
✓
Business plan — market and operations
✓
24-month cashflow, P&L and balance sheet, fully linked
✓
Capital deployment, investment and employment projections
✓
Latest organisational chart
✓
Market research
✓
Risk register with mitigations
✓
Built to your immigration adviser's brief
✓
Compilation report signed by an accountant
+
Employer duties, payroll and IRD evidence, available as an addition *
All prices exclude GST. 100% of the fee is paid on engagement. The fee is the fee — it doesn't change if the job takes us longer than we thought.
* Employer Evidence Pack — your obligations as an employer for the role you're hiring: employment duties, payroll, IRD filing and the supporting reports. Additional, from $1,450 +GST.
Need something extra?
Price
Written business plan — added to any pack you're already buying
$795
An additional scenario
$250
Rush job — we halve the turnaround
+25%
Answering a lender query or INZ information request
First two included
Changes beyond the two rounds included
$220/hr
Employer Evidence Pack — duties, payroll and IRD filing evidence
From $1,450
Refreshing your model next year
Half price
No waiting for someone to get back to you. The document request lands in your inbox within minutes.
If we can't do the job, you get your money back. We review every purchase within one working day. If your deadline isn't achievable, your records won't support the work, or there's a conflict on our side, we refund you in full and tell you why — before we start and before you've lost any time.
No portal to log into, no ticket numbers. You get a person and a date.
Credit teams query assumptions. INZ issues information requests. It's normal, and it's the point at which most providers stop answering the phone.
We don't — and we don't charge for it either. Your first two responses are included in the fee: a structured written pack addressing each point raised, referenced back to the model, within three working days, or a 15-minute call with your broker or adviser on the line, whichever moves it faster.
✓
✓
✓
✓
✓
Send them together and the turnaround holds. Send them in dribs and drabs and the clock just sits there waiting.
✓
Xero access, or your last two years of financial statements
✓
Your most recent management accounts or trial balance
✓
Your plan for the next 12–36 months, however rough
✓
Existing debt — balances, rates, terms and security
✓
Shareholding, drawings and any shareholder salary set-up
✓
The deadline, and who's going to be reading it
✓
For employer evidence: the questions you've been sent, plus payroll and IRD access — we'll tell you what else we need
Accountant · builds and signs the packs
CPA Australia
Kingsland, Auckland
Every model that leaves here is built by Nidhi and reviewed in the practice before release. The compilation report carries a real signature and a practising certificate number — not a logo.
2 pages
3 pages
6 pages
2 pages
4 pages
✓
Lending Pack in four working days, every time
✓
White-labelled with your branding at no extra cost
✓
We handle lender queries through you, never around you
✓
A fortnightly pipeline call so we can staff ahead of your deals
✓
A discount code for your clients — the saving goes to them, not to us or you, so nobody has anything to disclose
✓
Business plan and financials built to your brief
✓
We never touch eligibility or category advice — that's yours
✓
First two INZ information requests answered free, within three working days
✓
First plan for each new adviser, half price — then a standing code for your clients
✓
A direct line to the person building it
Can you guarantee the bank or INZ will approve it?
No, and be wary of anyone who says otherwise. We build a defensible, professionally prepared set of financials. The decision belongs to the lender or to Immigration New Zealand. Our fee is payable either way — we don't charge success fees, and we can't, because it would compromise our independence.
What happens if the credit team or INZ comes back with questions?
Very common, and not a sign anything's wrong. Your first two responses are included in the fee — a structured written pack with each point answered and cross-referenced to the model, within three working days. A 15-minute clarification call with your broker or adviser on the line is included too. If the query turns out to be our error, we fix it at no charge either way.
What's a compilation report, and why does it matter?
It's the signed statement from a Chartered Accountant setting out what we did, what we relied on, and what the reader should and shouldn't take from the numbers. Credit teams and INZ case officers look for it. A spreadsheet without one is just a spreadsheet.
Whose assumptions are these?
Yours. You know your business. We stress-test your assumptions for reasonableness, challenge the ones that look thin, and document all of them clearly — but we don't verify them and we don't express an assurance opinion. Forecasts are forecasts, and actual results will differ, sometimes materially.
Can I buy just the written business plan, without the financials?
Not on its own. A plan with no numbers in it can't carry a compilation report, and no bank or INZ case officer will accept one — you'd be paying us for the half you could write yourself. What you can do is add the written plan to any pack you're already buying, for $795 +GST: market, operations, structure, team and a risk register, written around the model we've built for you. Because the financial work is already done, the narrative is grounded in the same numbers rather than sitting beside them.
What about my annual accounts, GST and tax returns?
BusinessHero does standalone forward-looking work — models, budgets and plans. We don't take over your compliance, and you don't need to change accountants to work with us. If you do want ongoing annual accounts, GST, provisional tax or monthly management reporting, that sits with our core practice at taxhero.co.nz and the two fit together without duplication. Either way, we'll tell you which one you're actually talking to.
Do you do this for Australian businesses too?
Yes. We hold both CA ANZ and CPA Australia designations and build Australian models properly — PAYG instalments, BAS cycle, Division 7A, superannuation guarantee and state payroll tax. We don't advise on Australian tax positions or capital raising; that stays with your local adviser.
INZ wants evidence about our staff, payroll and the role we're hiring. Can you help?
Yes. That's the Employer Evidence Pack — an additional service, from $1,450 +GST in two working days. It covers your duties as an employer, how payroll is run, your filing position with Inland Revenue, and the reports covering the role itself. It's separate from the Immigration Pack, so you only pay for it if INZ actually asks, and you can add it at any point including after your pack has been delivered. Scope depends on what you've been asked, so send the questions through and we'll confirm the scope and the price in writing before you pay anything. Every answer comes from your own records — we don't guess.
Can you advise on my visa application?
No. Visa eligibility, category selection and anything else INZ-facing is licensed work under the Immigration Advisers Licensing Act 2007, and it sits with your licensed immigration adviser. We build the business plan and the financials that go with it, working to their brief.
What if it takes you longer than you thought?
That's our problem, not yours. The fixed fee is the fee. The only things that change the price are the add-ons listed above, and we'd tell you the number before starting any of them.
How fast can you actually go?
Standard turnaround is already three working days for a Budget & Forecast and four for a Lending Pack, so most deadlines are met without paying extra. If it's tighter than that, rush work is +25% and halves the turnaround. It depends on what's in the calendar and how complete your information is — tell us the date on the first call and we'll give you a straight yes or no before you pay anything. We'd rather turn you down than miss your settlement.
Start with the date. We'll tell you if we can hit it.
Prospective financial information prepared by BusinessHero is based on assumptions about future events supplied by the client. Because events and circumstances frequently do not occur as expected, actual results will differ from the information presented and those differences may be material. No assurance opinion is expressed. Nothing on this page is an assurance, guarantee or representation that any lending, visa or funding application will be approved. Prices shown are indicative, exclude GST, and are confirmed in writing before work begins. This page is general information only and is not tax, legal, financial or immigration advice.
© 2026 Jiten Joshi & Associates Limited. Kingsland, Auckland, New Zealand.